Published on April 13th, 2023
Are you expecting a baby in Germany but not sure what to expect? We at Expats Guide are here to help explain the financial support available at each stage.
Before the birth
Mothers receive paid maternity allowance for the 6 weeks before and 8 weeks after the baby is born. This is known as Mutterschutzgeld and compensates for the fact that new mothers are not permitted to work immediately after the birth and are encouraged not to do so immediately prior to the birth. Exactly how much you receive depends on your health insurance as well as your employment situation. The payment is partly covered by the health insurance company and partly by your employer.
Once the baby is born
If both parents take parental leave, they are entitled to 14 months of paid leave to share between the two parents. The maximum entitlement for one parent is 12 months. This actively encourages both parents to take time with their baby in the time after the birth. Parents receive approximately 67% of their normal pay during parental leave. This is known as Elterngeld and is capped at €1800. There is also a minimum of €300 for those who were not earning or were on a low income before the baby’s birth. If you would like to work part time after your child is born, there is also the option of Elterngeld Plus, where you receive a lower amount but this is spread over a longer period of time.
Child allowance is known as Kindergeld in Germany and is paid for each child under 18 years of age in a family. In 2023 the amount was increased to €250 per child each month. All parents are entitled to this financial support, regardless of their income. You do not have to be a German national to receive these payments, but you do need to live and work in Germany.
As you can see, Germany provides plenty of financial support to families. If you would like to know more, or you need help planning a relocation, do not hesitate to get in touch with us at Expats Guide, we will be happy to help!